Friday, February 12, 2016



207 Alba Rd., Fredericksburg, VA 22405
Come See this Remarkable Townhouse Built in 2012! An interior unit featuring a gorgeous open floor plan, and has been kept in wonderful condition. This one is definitely a MUST SEE! The home is conveniently located 4 miles from Downtown Fredericksburg, less that 1 mile from I-95, minutes to Route 1, Route 3 & the VRE! The Community Pool and Clubhouse are Opening this Spring!

Charline Francis
Listing Specialist - CF Homes
Mobile #540.446.5025
Licensed in the Commonwealth of Virginia



Keller Williams Realty
Office #540.659.8633
385 Garrisonville Road #105
Stafford VA 22554

Tuesday, January 20, 2015

6 Things To Do Before Buying A Home


  • Decide How Much Home You Can Afford

A good way to determine how much home you can afford is by multiplying your annual gross income by 2.5. However, this varies depending on current interest rates, your debt and credit history.

  • Start Saving!!!

If you haven't saved money for a down payment, START! Although there are some Mortgage programs that allow for 0% down payment, generally you will need anywhere from 3% to 20% for down payment. Also keep in mind the lower your down payment, the higher loan amount you will need to qualify for, which means a higher monthly payment. 

  • Make Your Home Wish List

Make a list of everything you would like in a Home. Then determine your Top 5 Must Haves and your Top 5 Wants, in order to help keep your home search on track.
  • Decide Where You Want Live
Determine your Top 5 community priorities, i.e. schools, commute time, HOA, etc... This too will help keep your home search on track. 
  • Consult with a Realtor
Schedule a Free Buyer Consultation with a Realtor. Your Realtor will explain the home buying process and any costs that may be involved, such as earnest money deposit, inspection costs, closing costs, etc.... Your Realtor will ask you what your wants and needs are in a home, give them a copy of the lists you have made. This will help them help you, and it will save you a lot of time! 

  • Get Prequalified

If you are not prequalified your Realtor can recommend a lender to you, or you can go to your bank. Your credit can affect your ability to qualify for a mortgage and your mortgage rate, so make sure that you are aware of your current credit score and debt to income ratio.

Sign Up for FREE access to valuable market data! Become a Market Insider Today! Start Your Search Today in the Stafford VA Real Estate MarketFredericksburg VA Real Estate, and the surrounding areas. 


Thursday, January 15, 2015

Park Ridge Stafford Va Home for Sale

Don't Miss this Great Opportunity to Purchase an Excellent Home in One of Stafford's Most Desirable Communities! Contact Charline Today to Schedule a Showing!

Additional Information and Pictures 

This is an excellent opportunity to own a home in one of Stafford's most desirable planned communities, Park Ridge! This home features 2 Walk in Closets in the Master Bedroom, a 2 car garage, a deck & a patio, a new roof (2013), a walkout Basement with a full bath, a 5th Bedroom & Recreational Room. This Home backs to trees offerring an added level of Privacy. Park Ridge is The Community with every amenity! Pool, Tot-Lots, Library, etc... 

Contact Me Now or call 540-446-5025 if you or someone you know is thinking about Buying, Selling, or Investing in Real Estate. I would Love the opportunity to be Your Local Real Estate Resource.